Plan Ledger DOL Form 5500 · updated monthly

Holcim Participations (US) Inc.401(k)

HOLCIM (US) INC. RETIREMENT SAVINGS PLAN · DUNDEE, MI · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Holcim Participations (US) Inc. reported $1,158,557 in plan administrative expenses for 2024: 0.10% of average plan assets, higher than ~75% of peers. Employer contributions averaged $5,862 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.12% to 0.10%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other construction employers. By assets it is the 30th-largest of 2,619 plans among Michigan employers on file, and the 47th of 5,337 in construction. In 2024, employees put in $1.14 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,270,595,225
Participants with balances11,091
Active participants9,028
Employer contributions$52,919,685
Employee contributions$60,474,106
Employer contribution per active participant$5,862
Average account balance$114,561
Benefits paid to participants$147,008,136
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.3B · 11,091 accts · $52.9M emplr
2023$1.1B · 9,503 accts · $49.7M emplr
2022$938.7M · 9,573 accts · $46.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$592,206
Investment management$474,678
Audit (IQPA)$58,600
Total administrative$1,158,557
The Holcim Participations (US) Inc. 401(k) match · 2024
Employer contribution per active participant$5,862
Median for plans this size$5,259
2024$5,862 per active participant
2023$6,820 per active participant
2022$5,501 per active participant

Holcim Participations (US) Inc.'s 2024 employer contribution ran above the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$592,205
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$412,522
FIDUCIENT ADVISORS LLC · Investment advisory (plan) · Investment management$62,157
PLANTE & MORAN PLLC · Accounting / audit$58,600
WARNER NORCROSS & JUDD · Legal$33,073

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$1,158,557 · 0.10%
2023$985,942 · 0.10%
2022$1,246,549 · 0.12%
All plans at this employer2
HOLCIM (US) INC. UNION 401(K) PLAN401(k)
HOLCIM (US) INC. RETIREMENT SAVINGS PLAN401(k)
Same employer
Similar plansConstruction · Michigan
Pultegroup, Inc. GA$1.3B · 0.05%
Crown Castle Inc. TX$1.1B · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 541527022 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.