Plan Ledger DOL Form 5500 · updated monthly

Hoffmann Brothers Heating & Air Conditioning401(k)

HOFFMANN BROTHERS HEATING & AIR CONDITIONING 401(K) PROFIT SHARING PLAN AND TRUST · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.30%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Hoffmann Brothers Heating & Air Conditioning reported $72,498 in plan administrative expenses for 2024: 0.30% of average plan assets, above the peer median. Employer contributions averaged $4,538 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.43% to 0.30%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 482nd-largest of 1,393 plans among Missouri employers on file, and the 1,631st of 5,337 in construction. In 2024, employees put in $1.40 for every $1.00 the employer contributed; active participation has grown from 312 to 360 since 2022.

Plan summary
Net assets, end of year$27,396,694
Participants with balances352
Active participants360
Employer contributions$1,633,659
Employee contributions$2,291,762
Employer contribution per active participant$4,538
Average account balance$77,832
Benefits paid to participants$1,173,908
Plan auditUnmodified (clean) audit opinion
AuditorRUBIN BROWN
Plan history3
Yearassets · accounts · employer contribution
2024$27.4M · 352 accts · $1.6M emplr
2023$21.4M · 306 accts · $1.5M emplr
2022$16.1M · 290 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$28,676
Investment management$43,822
Total administrative$72,498
The Hoffmann Brothers Heating & Air Conditioning 401(k) match · 2024
Employer contribution per active participant$4,538
Median for plans this size$2,416
2024$4,538 per active participant
2023$4,836 per active participant
2022$4,465 per active participant

Hoffmann Brothers Heating & Air Conditioning's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Loan processing$28,676
MONETA GROUP LLC · Investment advisory (plan)$43,822
CHARLES SCHWAB TRUST BANK · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EPIC RPS
2023EPIC RPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$72,498 · 0.30%
2023$83,165 · 0.44%
2022$70,100 · 0.43%
Same employer
Similar plansConstruction · Missouri
S.M. Wilson & Co. MO$30.4M · 0.00%
Millstone Weber, LLC MO$29.7M · 0.34%
Questec Constructors, Inc. MO$28.7M · 0.19%
Sak Construction, LLC MO$25.5M · 0.02%
Tronicom Corporation MO$25.2M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431474224 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.