Plan Ledger DOL Form 5500 · updated monthly

Hilltop Trailer Sales, Inc.401(k)

HILLTOP TRAILER SALES, INC. PROFIT SHARING PLAN · FRIDLEY, MN · plan year 2024

Reported admin expense ratio · 2024
0.76%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Hilltop Trailer Sales, Inc. reported $35,008 in plan administrative expenses for 2024: 0.76% of average plan assets, above the peer median. Employer contributions averaged $856 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Minnesota (1,606th of 1,918), and 3,814th of 5,215 in retail trade. In 2024, employees put in $4.61 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,806,790
Participants with balances118
Active participants120
Employer contributions$102,743
Employee contributions$473,957
Employer contribution per active participant$856
Average account balance$40,736
Benefits paid to participants$735,568
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2025$0 · $56K emplr
2024$4.8M · 118 accts · $103K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$35,008
Total administrative$35,008
The Hilltop Trailer Sales, Inc. 401(k) match · 2024
Employer contribution per active participant$856
Median for plans this size$1,313

Hilltop Trailer Sales, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$35,010
RBC CAPITAL MARKETS LLC · Other servicesindirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2025Not separately reported
2024$35,008 · 0.76%
Same employer
Similar plansRetail Trade · Minnesota
Fullerton Lumber Company MN$4.8M · 0.15%
Grand Central Inc MN$4.7M · 0.02%
Erik's Bike Shop, Inc. MN$4.7M · 0.92%

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Source: U.S. Department of Labor, Form 5500 series, EIN 410900816 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.