Plan Ledger DOL Form 5500 · updated monthly

Highlands Ranch Community Association, Inc.401(k)

HRCA RETIREMENT PLAN · HIGHLANDS RANCH, CO · plan year 2024

Reported admin expense ratio · 2024
0.32%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Highlands Ranch Community Association, Inc. reported $42,121 in plan administrative expenses for 2024: 0.32% of average plan assets, above the peer median. Employer contributions averaged $1,413 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.34% to 0.32%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other arts, entertainment & recreation employers. By assets it is the 680th-largest of 1,461 plans among Colorado employers on file, and the 554th of 1,311 in arts, entertainment & recreation. In 2024, employees put in $1.97 for every $1.00 the employer contributed; active participation has grown from 175 to 227 since 2022.

Plan summary
Net assets, end of year$13,718,996
Participants with balances186
Active participants227
Employer contributions$320,641
Employee contributions$632,537
Employer contribution per active participant$1,413
Average account balance$73,758
Benefits paid to participants$1,892,601
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.7M · 186 accts · $321K emplr
2023$12.9M · 173 accts · $265K emplr
2022$11.2M · 165 accts · $277K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$18,696
Investment management$23,425
Total administrative$42,121
The Highlands Ranch Community Association, Inc. 401(k) match · 2024
Employer contribution per active participant$1,413
Median for plans this size$2,416
2024$1,413 per active participant
2023$1,365 per active participant
2022$1,582 per active participant

Highlands Ranch Community Association, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CREATIVE PLANNING LLC · Investment advisory (plan)$23,425
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$18,696

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$42,121 · 0.32%
2023$39,274 · 0.33%
2022$44,195 · 0.34%
Same employer
Similar plansArts, Entertainment & Recreation · Colorado
USA Swimming, Inc. CO$17.8M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 840869474 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.