Plan Ledger DOL Form 5500 · updated monthly

Highland Associates, LTD Architecture Engineering401(k)

HIGHLAND ASSOCIATES, LTD 401(K) PLAN · CLARKS SUMMIT, PA · plan year 2024

Reported admin expense ratio · 2024
0.42%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Highland Associates, LTD Architecture Engineering reported $98,401 in plan administrative expenses for 2024: 0.42% of average plan assets, above the peer median. Employer contributions averaged $990 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.42%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,331st-largest of 3,651 plans among Pennsylvania employers on file, and the 4,719th of 11,654 in professional & technical services. In 2024, employees put in $7.13 for every $1.00 the employer contributed; active participation has grown from 120 to 175 since 2022.

Plan summary
Net assets, end of year$25,263,630
Participants with balances142
Active participants175
Employer contributions$173,301
Employee contributions$1,235,294
Employer contribution per active participant$990
Average account balance$177,913
Benefits paid to participants$1,245,169
Plan auditUnmodified (clean) audit opinion
AuditorKRONICK KALADA BERDY & CO.
Plan history3
Yearassets · accounts · employer contribution
2024$25.3M · 142 accts · $173K emplr
2023$21.9M · 134 accts · $152K emplr
2022$18.2M · 119 accts · $130K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$39,296
Investment management$59,105
Total administrative$98,401
The Highland Associates, LTD Architecture Engineering 401(k) match · 2024
Employer contribution per active participant$990
Median for plans this size$2,416
2024$990 per active participant
2023$1,079 per active participant
2022$1,081 per active participant

Highland Associates, LTD Architecture Engineering's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MORGAN STANLEY SMITH BARNEY LLC · Investment advisory (participants)$59,105
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$39,295

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$98,401 · 0.42%
2023$79,429 · 0.40%
2022$81,395 · 0.40%
Same employer
Similar plansProfessional & Technical Services · Pennsylvania
Suvoda LLC PA$25.4M · 0.21%
Databank Imx LLC PA$25.2M · 0.66%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232491680 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.