Plan Ledger DOL Form 5500 · updated monthly

High Point University403(b)

HIGH POINT UNIVERSITY RETIREMENT PLAN · HIGH POINT, NC · plan year 2025

Reported admin expense ratio · 2025
0.33%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

High Point University reported $542,971 in plan administrative expenses for 2025: 0.33% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,852 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.21% to 0.33%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other other services employers. By assets it is the 132nd-largest of 2,005 plans among North Carolina employers on file, and the 98th of 3,341 in other services. In 2025, employees put in $1.49 for every $1.00 the employer contributed; active participation has grown from 919 to 1,159 since 2022.

Plan summary
Net assets, end of year$174,379,164
Participants with balances1,861
Active participants1,159
Employer contributions$4,464,331
Employee contributions$6,670,525
Employer contribution per active participant$3,852
Average account balance$93,702
Benefits paid to participants$14,250,645
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$174.4M · 1,861 accts · $4.5M emplr
2024$155.6M · 1,765 accts · $4.0M emplr
2023$139.4M · 1,692 accts · $3.6M emplr
2022$122.6M · 1,550 accts · $3.5M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$189,868
Investment management$353,103
Total administrative$542,971
Employer contributions to the High Point University plan · 2025
Employer contribution per active participant$3,852
Median for plans this size$4,093
2025$3,852 per active participant
2024$3,720 per active participant
2023$3,636 per active participant
2022$3,804 per active participant

High Point University's 2025 employer contribution ran below the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
TIAA$96,614
CBIZ INVESTMENT ADVISORY SERVICES$92,344

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$542,971 · 0.33%
2024$537,583 · 0.36%
2023$425,817 · 0.32%
2022$284,436 · 0.21%
Same employer
Similar plansOther Services · North Carolina
Samaritan's Purse NC$180.6M · 0.17%
Cotton Incorporated NC$45.1M · 0.20%
Gmc Legacy, LLC NC$40.2M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 560529999 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.