Plan Ledger DOL Form 5500 · updated monthly

Hi-Temp Insulation, Inc.401(k)

HI-TEMP INSULATION SAVINGS AND RETIREMENT PLAN · CAMARILLO, CA · plan year 2025

Reported admin expense ratio · 2025
0.22%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Hi-Temp Insulation, Inc. reported $121,328 in plan administrative expenses for 2025: 0.22% of average plan assets, higher than ~75% of peers. Employer contributions averaged $7,433 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.24% to 0.22%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other manufacturing employers. By assets it is the 1,546th-largest of 9,483 plans among California employers on file, and the 2,799th of 13,661 in manufacturing. In 2025, the employer put in $2.06 for every $1.00 employees contributed themselves; active participation has grown from 429 to 548 since 2022.

Plan summary
Net assets, end of year$58,929,662
Participants with balances638
Active participants548
Employer contributions$4,073,491
Employee contributions$1,977,074
Employer contribution per active participant$7,433
Average account balance$92,366
Benefits paid to participants$2,775,051
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$58.9M · 638 accts · $4.1M emplr
2024$49.9M · 599 accts · $2.9M emplr
2023$43.5M · 518 accts · $2.1M emplr
2022$39.6M · 495 accts · $1.6M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$121,328
Total administrative$121,328
The Hi-Temp Insulation, Inc. 401(k) match · 2025
Employer contribution per active participant$7,433
Median for plans this size$4,093
2025$7,433 per active participant
2024$5,667 per active participant
2023$4,330 per active participant
2022$3,619 per active participant

Hi-Temp Insulation, Inc.'s 2025 employer contribution ran above the $4,093 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20255
G.K.V. CAPITAL MANAGEMENT CO. INC. · Investment advisory (plan)$15,000
EMPOWER ADVISORY GROUP, LLC · Investment management$10,019
ADMINISTRATIVE FIDUCIARY SERVICES$9,915
NOVA 401(K) ASSOCIATES · Contract administrator$369

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADMINISTRATIVE FIDUCIARY SERV INC
2023ADMINISTRATIVE FIDUCIARY SERV INC

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Administrative cost history4
2025$121,328 · 0.22%
2024$103,455 · 0.22%
2023$100,394 · 0.24%
2022$98,962 · 0.24%
Same employer
Similar plansManufacturing · California
Tyan Computer Corporation CA$60.3M · 0.15%
Oyo Corporation U.S.A. CA$59.6M · 0.14%
Western Milling LLC CA$59.0M · 0.14%
Alphatec Spine, Inc. CA$58.6M · 0.27%
Neophotonics Corporation CA$58.3M · 0.09%
Accuride International Inc. CA$58.1M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 952894441 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.