Plan Ledger DOL Form 5500 · updated monthly

Hf Sinclair Corporation401(k) + ESOP (KSOP)

HF SINCLAIR CORPORATION 401(K) RETIREMENT SAVINGS PLAN · DALLAS, TX · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Hf Sinclair Corporation reported $686,613 in plan administrative expenses for 2024: 0.06% of average plan assets, above the peer median. Employer contributions averaged $15,932 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.05% to 0.06%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other manufacturing employers. By assets it is the 101st-largest of 5,688 plans among Texas employers on file, and the 292nd of 13,661 in manufacturing. In 2024, the employer put in $1.17 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$1,169,472,773
Participants with balances4,984
Active participants4,139
Employer contributions$65,941,184
Employee contributions$56,466,085
Employer contribution per active participant$15,932
Average account balance$234,645
Benefits paid to participants$117,482,363
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.2B · 4,984 accts · $65.9M emplr
2023$1.0B · 4,802 accts · $64.6M emplr
2022$850.5M · 4,692 accts · $57.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$439,090
Investment management$247,523
Total administrative$686,613
The Hf Sinclair Corporation 401(k) match · 2024
Employer contribution per active participant$15,932
Median for plans this size$5,259
2024$15,932 per active participant
2023$15,955 per active participant
2022$14,225 per active participant

Hf Sinclair Corporation's 2024 employer contribution ran above the $5,259 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$429,534
EDELMAN FINANCIAL ENGINES, LLC · Investment advisory (participants)$247,523
CHARLES SCHWAB & CO, INC. · Securities brokerage$6,811
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$686,613 · 0.06%
2023$589,289 · 0.06%
2022$458,434 · 0.05%
All plans at this employer2
HF SINCLAIR CORPORATION 401(K) RETIREMENT SAVINGS PLAN401(k) + ESOP (KSOP)
HF SINCLAIR CORPORATION LEGACY PUGET SOUND REFINERY 401(K) PLAN401(k) + ESOP (KSOP)
Same employer
Similar plansManufacturing · Texas
Ineos USA, LLC. TX$1.4B · 0.02%
Fmc Technologies, Inc. TX$1.4B · 0.06%
Flowserve Corporation TX$1.2B · 0.02%
Hess Corporation TX$1.1B · 0.01%
Celanese Americas LLC TX$992.8M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 872092143 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.