Plan Ledger DOL Form 5500 · updated monthly

Heavy Construction Systems Specialists, Inc.401(k)

HCSS 401(K) PLAN & TRUST · SUGAR LAND, TX · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Heavy Construction Systems Specialists, Inc. reported $115,583 in plan administrative expenses for 2024: 0.29% of average plan assets, above the peer median. Employer contributions averaged $4,494 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.34% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,174th-largest of 5,688 plans among Texas employers on file, and the 3,099th of 11,654 in professional & technical services. In 2024, employees put in $1.74 for every $1.00 the employer contributed; active participation has grown from 416 to 482 since 2022.

Plan summary
Net assets, end of year$43,341,914
Participants with balances545
Active participants482
Employer contributions$2,166,029
Employee contributions$3,759,651
Employer contribution per active participant$4,494
Average account balance$79,526
Benefits paid to participants$3,473,000
Plan auditUnmodified (clean) audit opinion
AuditorBSB PARTNERS CPA'S & BUSINESS AD
Plan history3
Yearassets · accounts · employer contribution
2024$43.3M · 545 accts · $2.2M emplr
2023$35.1M · 485 accts · $1.3M emplr
2022$29.6M · 473 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$115,583
Total administrative$115,583
The Heavy Construction Systems Specialists, Inc. 401(k) match · 2024
Employer contribution per active participant$4,494
Median for plans this size$2,416
2024$4,494 per active participant
2023$2,944 per active participant
2022$2,569 per active participant

Heavy Construction Systems Specialists, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ADP, INC. · Loan processing · Recordkeeping$61,775
MERRILL LYNCH PIERCE FENNER & SMITH · Recordkeeping · Pension consulting$53,807
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, Bank of America / Merrill
2023ADP, Bank of America / Merrill

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$115,583 · 0.29%
2023$109,244 · 0.34%
2022$110,350 · 0.34%
All plans at this employer2
HCSS 401(K) PLAN & TRUST401(k)
HEAVY CONSTRUCTION SYSTEMS SPECIALISTS,INC. EMPLOYEE STOCK OWNERSHIP PLANESOP
Similar plansProfessional & Technical Services · Texas
Germer PLLC TX$43.7M · 0.13%
Actian Corporation TX$43.7M · 0.22%
Pmg Worldwide, LLC TX$43.7M · 0.03%
Compugroup Medical, Inc. TX$43.2M · 0.36%
Irisndt Inc. TX$42.6M · 1.01%
Am Technical Solutions TX$42.4M · 0.18%
U.S. Legal Support, Inc. TX$42.2M · 0.39%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 760242109 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.