Plan Ledger DOL Form 5500 · updated monthly

Harvard Club of New York City401(k)

HARVARD CLUB OF NEW YORK CITY HOTEL, RESTAURANT & CLUB EMPLOYEES & BARTENDERS UNION LOCAL 6 401(K) PLAN · NEW YORK, NY · plan year 2024

Reported admin expense ratio · 2024
0.26%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Harvard Club of New York City reported $14,368 in plan administrative expenses for 2024: 0.26% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.28% to 0.26%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in New York (4,350th of 5,648), and the 823rd of 2,240 in accommodation & food services.

Plan summary
Net assets, end of year$5,664,592
Participants with balances105
Active participants161
Employer contributions$0
Employee contributions$503,248
Employer contribution per active participant$0
Average account balance$53,948
Benefits paid to participants$1,108,101
Plan auditUnmodified (clean) audit opinion
AuditorCONDON O'MEARA ACGINTY & DONNELLY
Plan history3
Yearassets · accounts · employer contribution
2024$5.7M · 105 accts
2023$5.5M · 110 accts
2022$4.4M · 111 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$10,888
Investment management$3,480
Total administrative$14,368
The Harvard Club of New York City 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$1,313

Harvard Club of New York City's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
EMPOWER ADVISORY GROUP, LLC · Investment management$3,480

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$14,368 · 0.26%
2023$13,858 · 0.28%
2022$13,901 · 0.28%
Same employer
Similar plansAccommodation & Food Services · New York
Campgroup, LLC NY$6.1M · 0.08%
Blueground US, Inc. NY$6.0M · 0.11%
Cater to You, Inc. NY$5.7M · 0.50%
Kasa Living, Inc. NY$5.4M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 130827620 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.