Plan Ledger DOL Form 5500 · updated monthly

Hardy Chevrolet Buick Gmc, Inc.401(k)

THE HARDY GROUP SAVINGS PLAN AND TRUST · DALLAS, GA · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Hardy Chevrolet Buick Gmc, Inc. reported $16,804 in plan administrative expenses for 2024: 0.29% of average plan assets, below the peer median. Employer contributions averaged $9 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.285%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Georgia (1,488th of 2,160), and 3,350th of 5,215 in retail trade. In 2024, employees put in $337.01 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,605,648
Participants with balances117
Active participants238
Employer contributions$2,044
Employee contributions$688,855
Employer contribution per active participant$9
Average account balance$56,459
Benefits paid to participants$490,414
Plan auditUnmodified (clean) audit opinion
AuditorDAVIS PECHTER & ASSOCIATES PC
Plan history3
Yearassets · accounts · employer contribution
2024$6.6M · 117 accts · $2K emplr
2023$5.2M · 116 accts · $668 emplr
2022$4.2M · 112 accts · $9K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,172
Investment management$13,632
Total administrative$16,804
The Hardy Chevrolet Buick Gmc, Inc. 401(k) match · 2024
Employer contribution per active participant$9
Median for plans this size$1,313
2024$9 per active participant
2023$3 per active participant
2022$39 per active participant

Hardy Chevrolet Buick Gmc, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MERRILL LYNCH PIERCE FENNER & SMITH · Recordkeeping · Pension consulting$13,632
ADP, INC. · Loan processing · Recordkeeping$3,171
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, Bank of America / Merrill
2023ADP, Bank of America / Merrill

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$16,804 · 0.29%
2023$14,064 · 0.30%
2022$12,843 · 0.29%
Similar plansRetail Trade · Georgia
Wmc, Inc. Honda Carland GA$7.6M · 0.36%
Adcom, Inc. GA$6.7M · 0.39%
Jackson Automotive Group GA$6.4M · 0.06%
Onecoast, LLC GA$6.3M · 0.34%

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Source: U.S. Department of Labor, Form 5500 series, EIN 581307787 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.