Plan Ledger DOL Form 5500 · updated monthly

Harding University403(b)

HARDING UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN · SEARCY, AR · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Harding University reported $164,860 in plan administrative expenses for 2024: 0.08% of average plan assets, below the peer median. Employer contributions averaged $5,129 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.08%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other educational services employers. By assets it is the 23rd-largest of 456 plans among Arkansas employers on file, and the 277th of 3,091 in educational services. In 2024, employees put in $1.19 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$201,860,773
Participants with balances1,254
Active participants661
Employer contributions$3,390,580
Employee contributions$4,019,795
Employer contribution per active participant$5,129
Average account balance$160,974
Benefits paid to participants$17,651,368
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$201.9M · 1,254 accts · $3.4M emplr
2023$189.3M · 1,249 accts · $3.4M emplr
2022$170.7M · 1,255 accts · $3.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$91,160
Investment management$52,022
Audit (IQPA)$21,678
Total administrative$164,860
Employer contributions to the Harding University plan · 2024
Employer contribution per active participant$5,129
Median for plans this size$3,635
2024$5,129 per active participant
2023$5,018 per active participant
2022$4,954 per active participant

Harding University's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TIAA · Recordkeeping · Pension consulting$91,160
CBIZ INVESTMENT ADVISORY SERVICES · Consulting$52,022
HOGANTAYLOR LLP · Accounting / audit$21,678

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$164,860 · 0.08%
2023$148,274 · 0.08%
2022$103,968 · 0.06%
Same employer
Similar plansEducational Services · Arkansas
Davidson College NC$205.2M · 0.06%
Harvey Mudd College CA$204.7M · 0.03%
York College of Pennsylvania PA$202.9M · 0.10%
Iolani School HI$202.7M · 0.01%
Kettering University MI$201.1M · 0.22%
Kindercare Education LLC OR$199.6M · 0.45%
Campbell University NC$198.8M · 0.16%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 710236896 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.