Plan Ledger DOL Form 5500 · updated monthly

Harding's Galesburg Market, Inc.401(k)

HARDING'S GALESBURG MARKET, INC. 401(K) PLAN · RICHLAND, MI · plan year 2024

Reported admin expense ratio · 2024
0.56%

Harding's Galesburg Market, Inc. reported $42,274 in plan administrative expenses for 2024: 0.56% of average plan assets, above the peer median. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.27% to 0.56%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Michigan (1,688th of 2,619), and 3,003rd of 5,215 in retail trade.

Plan summary
Net assets, end of year$8,141,146
Participants with balances146
Active participants182
Employer contributions—
Employee contributions$369,094
Employer contribution per active participant—
Average account balance$55,761
Benefits paid to participants$232,737
Plan auditUnmodified (clean) audit opinion
AuditorFISHER SPIEGEL KUNKLE & GERBER PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$8.1M · 146 accts
2023$6.9M · 149 accts · $159K emplr
2022$6.2M · 128 accts · $165K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,445
Investment management$33,829
Total administrative$42,274
What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
GREENLEAF TRUST · Recordkeeping · Trustee$42,274

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024GREENLEAF TRUST
2023GREENLEAF TRUST

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$42,274 · 0.56%
2023$32,126 · 0.49%
2022$19,017 · 0.27%
Same employer
Similar plansRetail Trade · Michigan
Rowerdink, Inc. MI$9.2M · 0.02%
Labadie Auto Company MI$8.6M · 0.75%
Vintage Wine Company MI$8.1M · 0.42%
Avis Ford Incorporated MI$7.8M · 0.68%
Intermed, L.L.C. MI$7.7M · 0.76%

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Source: U.S. Department of Labor, Form 5500 series, EIN 382040357 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.