Plan Ledger DOL Form 5500 · updated monthly

Harder Mechanical Contractors, Inc.401(k)

HARDER MECHANICAL CONTRACTORS RETIREMENT PLAN · PORTLAND, OR · plan year 2024

Reported admin expense ratio · 2024
0.16%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Harder Mechanical Contractors, Inc. reported $163,336 in plan administrative expenses for 2024: 0.16% of average plan assets, above the peer median. Employer contributions averaged $14,820 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.31% to 0.16%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 95th-largest of 1,021 plans among Oregon employers on file, and the 573rd of 5,337 in construction. In 2024, the employer put in $1.66 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$110,189,926
Participants with balances476
Active participants339
Employer contributions$5,023,874
Employee contributions$3,033,044
Employer contribution per active participant$14,820
Average account balance$231,491
Benefits paid to participants$4,709,453
Plan auditUnmodified (clean) audit opinion
AuditorHOFFMAN, STEWART & SCHMIDT
Plan history3
Yearassets · accounts · employer contribution
2024$110.2M · 476 accts · $5.0M emplr
2023$90.5M · 529 accts · $5.5M emplr
2022$67.5M · 474 accts · $4.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$53,891
Investment management$82,409
Trustee / custodial$23,993
Total administrative$163,336
The Harder Mechanical Contractors, Inc. 401(k) match · 2024
Employer contribution per active participant$14,820
Median for plans this size$3,635
2024$14,820 per active participant
2023$15,437 per active participant
2022$13,212 per active participant

Harder Mechanical Contractors, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
NWPS · Contract administrator · Recordkeeping$53,891
SLOY DAHL & HOLST LLC · Investment advisory (participants)$31,849
FISHER INVESTMENTS · Investment advisory (participants)$28,614
CHARLES SCHWAB TRUST BANK · Custodial · Custodial (securities)$23,993
STOKER OSTLER WEALTH ADVISORS · Investment advisory (participants)$21,199

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024NWPS
2023NWPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$163,336 · 0.16%
2023$136,230 · 0.17%
2022$231,692 · 0.31%
Similar plansConstruction · Oregon
Ibew LU-1141 Pension Trust OR$188.7M · 0.14%
Walsh Construction Co. OR$158.7M · 0.03%
Fortis Construction Inc. OR$66.0M · 0.34%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 930525328 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.