Plan Ledger DOL Form 5500 · updated monthly

Harbor Capital Advisors, Inc.401(k)

HARBOR CAPITAL ADVISORS, INC. 401(K) PLAN · CHICAGO, IL · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Harbor Capital Advisors, Inc. reported $4,444 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $19,620 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.005% to 0.005%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 593rd-largest of 3,702 plans among Illinois employers on file, and the 1,036th of 4,798 in finance & insurance. In 2024, the employer put in $1.39 for every $1.00 employees contributed themselves; active participation has grown from 204 to 236 since 2022.

Plan summary
Net assets, end of year$95,955,377
Participants with balances330
Active participants236
Employer contributions$4,630,273
Employee contributions$3,340,297
Employer contribution per active participant$19,620
Average account balance$290,774
Benefits paid to participants$8,044,454
Plan auditUnmodified (clean) audit opinion
AuditorWILLIAM VAUGHAN CO.
Plan history3
Yearassets · accounts · employer contribution
2024$96.0M · 330 accts · $4.6M emplr
2023$82.7M · 318 accts · $4.1M emplr
2022$62.8M · 288 accts · $3.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,444
Total administrative$4,444
The Harbor Capital Advisors, Inc. 401(k) match · 2024
Employer contribution per active participant$19,620
Median for plans this size$3,635
2024$19,620 per active participant
2023$18,461 per active participant
2022$18,582 per active participant

Harbor Capital Advisors, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$4,444

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$4,444 · 0.00%
2023$3,156 · 0.00%
2022$3,142 · 0.00%
Same employer
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PEAK6 Investments LLC IL$101.2M · 0.02%
Captive Resources, LLC IL$98.9M · 0.25%
Advance Trading, Inc. IL$98.3M · 0.14%
Hbt Financial, Inc. IL$95.0M · 0.14%
Carrollton Bank IL$94.2M · 0.29%
Byline Bancorp, Inc. IL$92.2M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 341953397 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.