Plan Ledger DOL Form 5500 · updated monthly

Hand & Stone Franchise Corp401(k)

HAND AND STONE FRANCHISE 401(K) PROFIT SHARING PLAN AND TRUST · FEASTERVILLE-TREVOSE, PA · plan year 2024

Reported admin expense ratio · 2024
1.01%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Hand & Stone Franchise Corp reported $44,491 in plan administrative expenses for 2024: 1.01% of average plan assets, higher than ~75% of peers. Employer contributions averaged $450 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.91% to 1.01%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Pennsylvania (2,900th of 3,651), and 2,327th of 3,341 in other services. In 2024, employees put in $1.68 for every $1.00 the employer contributed; active participation has grown from 473 to 746 since 2022.

Plan summary
Net assets, end of year$4,821,532
Participants with balances162
Active participants746
Employer contributions$335,906
Employee contributions$564,529
Employer contribution per active participant$450
Average account balance$29,763
Benefits paid to participants$808,248
Plan auditUnmodified (clean) audit opinion
AuditorKRONICK KALADA BERDY & CO., P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$4.8M · 162 accts · $336K emplr
2023$4.0M · 125 accts · $305K emplr
2022$3.3M · 102 accts · $239K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$44,491
Total administrative$44,491
The Hand & Stone Franchise Corp 401(k) match · 2024
Employer contribution per active participant$450
Median for plans this size$1,313
2024$450 per active participant
2023$528 per active participant
2022$505 per active participant

Hand & Stone Franchise Corp's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$44,490
AMERIPRISE FINANCIAL SERVICES INC · Other servicesindirect comp
AMERIPRISE FINANCIAL SERVICES INC · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$44,491 · 1.01%
2023$37,052 · 1.02%
2022$32,075 · 0.91%
Same employer
Similar plansOther Services · Pennsylvania
Quality Progressions PA$5.5M · 0.63%
Pinebrook Family Answers PA$4.8M · 0.04%
The Arc of Chester County PA$4.3M · 0.03%
Suncom Industries, Inc. PA$4.0M · 0.01%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 202760811 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.