Plan Ledger DOL Form 5500 · updated monthly

H.J. Russell & Company401(k)

H.J. RUSSELL & CO. EMPLOYEES' RETIREMENT & SAVINGS PLAN · ATLANTA, GA · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

H.J. Russell & Company reported $80,111 in plan administrative expenses for 2024: 0.25% of average plan assets, below the peer median. Employer contributions averaged $943 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.33% to 0.25%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 596th-largest of 2,160 plans among Georgia employers on file, and the 1,345th of 5,337 in construction. In 2024, employees put in $2.57 for every $1.00 the employer contributed; active participation has grown from 1,148 to 1,362 since 2022.

Plan summary
Net assets, end of year$36,021,257
Participants with balances861
Active participants1,362
Employer contributions$1,284,607
Employee contributions$3,301,103
Employer contribution per active participant$943
Average account balance$41,837
Benefits paid to participants$1,856,444
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$36.0M · 861 accts · $1.3M emplr
2023$29.0M · 724 accts · $772K emplr
2022$23.4M · 623 accts · $679K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$48,111
Investment management$25,000
Audit (IQPA)$7,000
Total administrative$80,111
The H.J. Russell & Company 401(k) match · 2024
Employer contribution per active participant$943
Median for plans this size$2,416
2024$943 per active participant
2023$504 per active participant
2022$591 per active participant

H.J. Russell & Company's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$96,586
RETIREMENT FUND MANAGEMENT · Investment advisory (plan)$25,000
CLAUSELL & ASSOCIATES, P.C. · Accounting / audit$7,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023Securian

This plan has changed recordkeepers within these filings. If you left H.J. Russell & Company before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$80,111 · 0.25%
2023$79,779 · 0.30%
2022$81,562 · 0.33%
Same employer
Similar plansConstruction · Georgia
Nth Degree, Inc. GA$40.1M · 0.06%
Cleveland Group, Inc. GA$39.5M · 0.00%
Knapp Inc. GA$35.1M · 0.65%
Real Floors, Inc. GA$34.6M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 580829071 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.