Plan Ledger DOL Form 5500 · updated monthly

H & M Mechanical Constructors, Inc.401(k)

H & M MECHANICAL CONSTRUCTORS, INC. EMPLOYEE 401(K) PLAN · PASADENA, TX · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

H & M Mechanical Constructors, Inc. reported $18,281 in plan administrative expenses for 2024: 0.13% of average plan assets, below the peer median. Employer contributions averaged $1,792 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.11% to 0.13%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 2,332nd-largest of 5,688 plans among Texas employers on file, and 6,347th of 11,654 in professional & technical services. In 2024, employees put in $1.93 for every $1.00 the employer contributed; active participation has grown from 207 to 388 since 2022.

Plan summary
Net assets, end of year$15,984,684
Participants with balances182
Active participants388
Employer contributions$695,186
Employee contributions$1,344,528
Employer contribution per active participant$1,792
Average account balance$87,828
Benefits paid to participants$956,039
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$16.0M · 182 accts · $695K emplr
2023$12.7M · 171 accts · $613K emplr
2022$9.6M · 150 accts · $522K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$18,281
Total administrative$18,281
The H & M Mechanical Constructors, Inc. 401(k) match · 2024
Employer contribution per active participant$1,792
Median for plans this size$2,416
2024$1,792 per active participant
2023$2,269 per active participant
2022$2,521 per active participant

H & M Mechanical Constructors, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
VOYA RETIREMENT ADVISORS,LLC · Investment advisory (participants)$9,148
OSAIC WEALTH,INC.indirect comp
ECONOMIC GROUP PENSION SERVICES · Other servicesindirect comp
MORNINGSTAR INVESTMENT MANAGEMENT · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$18,281 · 0.13%
2023$10,872 · 0.10%
2022$11,101 · 0.11%
Same employer
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Apex Dental Partners TX$16.2M · 0.38%
O'Connell Robertson, Inc. TX$16.2M · 0.00%
Mantis Innovation, LLC TX$16.2M · 0.05%
Olson Engineering Inc. TX$15.8M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 760670696 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.