Plan Ledger DOL Form 5500 · updated monthly

Guthrie Mainstream Services LLC401(k)

GMS 401(K) PLAN · MESA, AZ · plan year 2024

Reported admin expense ratio · 2024
0.94%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Guthrie Mainstream Services LLC reported $15,070 in plan administrative expenses for 2024: 0.94% of average plan assets, higher than ~75% of peers. Employer contributions averaged $230 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 2.64% to 0.94%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Arizona (1,085th of 1,285), and 10,273rd of 11,911 in health care & social assistance. In 2024, employees put in $4.05 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,726,309
Participants with balances149
Active participants217
Employer contributions$50,000
Employee contributions$202,278
Employer contribution per active participant$230
Average account balance$11,586
Benefits paid to participants$165,439
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.7M · 149 accts · $50K emplr
2023$1.5M · 167 accts · $50K emplr
2022$1.1M · 186 accts · $225K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$13,225
Trustee / custodial$1,275
Total administrative$15,070
The Guthrie Mainstream Services LLC 401(k) match · 2024
Employer contribution per active participant$230
Median for plans this size$1,313
2024$230 per active participant
2023$243 per active participant
2022$970 per active participant

Guthrie Mainstream Services LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
BOKF, NA · Trustee · Custodial (securities)$15,070

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$15,070 · 0.94%
2023$24,451 · 1.87%
2022$27,941 · 2.64%
Similar plansHealth Care & Social Assistance · Arizona
Hozhoni Foundation, Inc. AZ$1.9M · 0.32%
H.O.P.E. Group. LLC AZ$1.7M · 0.63%
Buena Vista Recovery, LLC AZ$1.6M · 6.62%
Team 4 Kids, LLC AZ$1.5M · 0.82%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 134233219 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.