Plan Ledger DOL Form 5500 · updated monthly

Gulf Stream Coach, Inc.401(k)

GULF STREAM COACH, INC. RETIREMENT SAVINGS PLAN · NAPPANEE, IN · plan year 2024

Reported admin expense ratio · 2024
0.93%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Gulf Stream Coach, Inc. reported $102,606 in plan administrative expenses for 2024: 0.93% of average plan assets, higher than ~90% of peers. Employer contributions averaged $216 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.67% to 0.93%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Indiana (831st of 1,562), and 8,207th of 13,661 in manufacturing. In 2024, employees put in $7.50 for every $1.00 the employer contributed; active participation has shrunk from 448 to 380 since 2022.

Plan summary
Net assets, end of year$11,426,470
Participants with balances457
Active participants380
Employer contributions$82,179
Employee contributions$615,943
Employer contribution per active participant$216
Average account balance$25,003
Benefits paid to participants$1,228,557
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$11.4M · 457 accts · $82K emplr
2023$10.6M · 440 accts · $92K emplr
2022$10.1M · 562 accts · $154K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$27,847
Investment management$41,453
Audit (IQPA)$33,306
Total administrative$102,606
The Gulf Stream Coach, Inc. 401(k) match · 2024
Employer contribution per active participant$216
Median for plans this size$2,416
2024$216 per active participant
2023$308 per active participant
2022$343 per active participant

Gulf Stream Coach, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
GUIDANCE INVESTMENT ADVISORS · Investment advisory (plan)$41,453
RSM US LLP · Accounting / audit$33,306
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$27,847

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$102,606 · 0.93%
2023$83,411 · 0.81%
2022$72,825 · 0.67%
Similar plansManufacturing · Indiana
Craftmark Bakery, LLC IN$11.6M · 0.31%
Colwell Industries, Inc. IN$11.6M · 0.20%
Tp Orthodontics, Inc. IN$11.5M · 0.10%
Vestil Manufacturing Corp. IN$11.5M · 0.37%
Digger Specialties, Inc. IN$11.4M · 0.54%
American Art Clay Co. Inc. IN$11.3M · 0.26%
George E. Booth Co., LLC IN$11.3M · 0.50%

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Source: U.S. Department of Labor, Form 5500 series, EIN 351567637 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.