Plan Ledger DOL Form 5500 · updated monthly

Guardian Industries Holdings, LLC401(k)

FUTUREGUARD · AUBURN HILLS, MI · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Guardian Industries Holdings, LLC reported $305,949 in plan administrative expenses for 2024: 0.05% of average plan assets, below the peer median. Employer contributions averaged $4,153 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.11% to 0.05%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other manufacturing employers. By assets it is the 54th-largest of 2,619 plans among Michigan employers on file, and the 485th of 13,661 in manufacturing. In 2024, employees put in $1.53 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$623,123,958
Participants with balances5,758
Active participants4,198
Employer contributions$17,433,566
Employee contributions$26,639,022
Employer contribution per active participant$4,153
Average account balance$108,219
Benefits paid to participants$74,925,771
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$623.1M · 5,758 accts · $17.4M emplr
2023$580.5M · 6,232 accts · $17.1M emplr
2022$519.3M · 7,242 accts · $18.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$105,056
Investment management$135,277
Audit (IQPA)$21,919
Total administrative$305,949
The Guardian Industries Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$4,153
Median for plans this size$4,294
2024$4,153 per active participant
2023$4,023 per active participant
2022$4,090 per active participant

Guardian Industries Holdings, LLC's 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$135,277
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$106,896
CBIZ CPAS P.C. · Accounting / audit$21,919
THE NORTHERN TRUST COMPANY · Other services$21,842
WILLIS TOWERS WATSON US LLC · Consulting$15,520

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$305,949 · 0.05%
2023$642,374 · 0.12%
2022$628,173 · 0.11%
Same employer
Similar plansManufacturing · Michigan
Yazaki North America, Inc. MI$676.6M · 0.09%
Valeo North America, Inc. MI$619.1M · 0.08%
Visteon Corporation MI$590.7M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 814211184 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.