Plan Ledger DOL Form 5500 · updated monthly

Guardian Dentistry Practice Ma401(k)

GUARDIAN DENTISTRY PRACTICE MA 401(K) PROFIT SHARING PLAN & TRUST · MIAMI LAKES, FL · plan year 2024

Reported admin expense ratio · 2024
0.31%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Guardian Dentistry Practice Ma reported $126,043 in plan administrative expenses for 2024: 0.31% of average plan assets, above the peer median. Employer contributions averaged $443 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.74% to 0.31%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 573rd-largest of 3,644 plans among Florida employers on file, and the 2,948th of 11,654 in professional & technical services. In 2024, employees put in $8.99 for every $1.00 the employer contributed; active participation has grown from 1,581 to 2,086 since 2022.

Plan summary
Net assets, end of year$45,915,206
Participants with balances1,603
Active participants2,086
Employer contributions$923,343
Employee contributions$8,297,568
Employer contribution per active participant$443
Average account balance$28,643
Benefits paid to participants$4,676,096
Plan auditUnmodified (clean) audit opinion
AuditorZOMMA GROUP LLP
Plan history3
Yearassets · accounts · employer contribution
2024$45.9M · 1,603 accts · $923K emplr
2023$35.7M · 2,066 accts · $1.1M emplr
2022$17.5M · 1,391 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$97,566
Investment management$8,397
Audit (IQPA)$15,000
Total administrative$126,043
The Guardian Dentistry Practice Ma 401(k) match · 2024
Employer contribution per active participant$443
Median for plans this size$2,416
2024$443 per active participant
2023$567 per active participant
2022$854 per active participant

Guardian Dentistry Practice Ma's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$29,428
ZOMMA GROUP LLP · Accounting / audit$15,000
UBS FINANCIAL SERVICES INC · Investment advisory (plan)$7,977

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$126,043 · 0.31%
2023$190,658 · 0.72%
2022$85,528 · 0.74%
Same employer
Similar plansProfessional & Technical Services · Florida
Accesso, LLC FL$47.8M · 0.39%
Drmp, Inc. FL$45.0M · 0.39%
Bcc Engineering, LLC FL$44.5M · 0.31%
James Moore & Co., P.L. FL$44.3M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 833074236 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.