Plan Ledger DOL Form 5500 · updated monthly

Greater Houston Retaliers Cooperative Association, Inc401(k)

GREATER HOUSTON RETAILERS ASSOCIATION 401(K) PLAN · SAFFORD, TX · plan year 2025

Reported admin expense ratio · 2025
0.50%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Greater Houston Retaliers Cooperative Association, Inc reported $16,177 in plan administrative expenses for 2025: 0.50% of average plan assets, below the peer median. Employer contributions averaged $1,422 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 6 years on file its reported administrative ratio rose from 0.20% to 0.50%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Texas (4,400th of 5,688), and 3,846th of 4,246 in wholesale trade. In 2025, employees put in $1.43 for every $1.00 the employer contributed; active participation has grown from 170 to 225 since 2019.

Plan summary
Net assets, end of year$3,664,175
Participants with balances316
Active participants225
Employer contributions$319,875
Employee contributions$456,313
Employer contribution per active participant$1,422
Average account balance$11,595
Benefits paid to participants$357,902
Plan auditUnmodified (clean) audit opinion
Plan history7
Yearassets · accounts · employer contribution
2025$3.7M · 316 accts · $320K emplr
2024$2.8M · 291 accts · $342K emplr
2023$2.0M · 257 accts · $272K emplr
2022$1.4M · 224 accts · $240K emplr
2021$884K · 194 accts · $176K emplr
2020$496K · 155 accts · $143K emplr
2019$122K · 123 accts · $47K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$13,560
Investment management$1,567
Total administrative$16,177
The Greater Houston Retaliers Cooperative Association, Inc 401(k) match · 2025
Employer contribution per active participant$1,422
Median for plans this size$1,464
2025$1,422 per active participant
2024$1,605 per active participant
2023$1,338 per active participant
2022$1,166 per active participant
2021$928 per active participant

Greater Houston Retaliers Cooperative Association, Inc's 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
WELLS FARGO CLEARING SERVICES, LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history7
2025$16,177 · 0.50%
2024$8,302 · 0.35%
2023$8,731 · 0.51%
2022$15,804 · 1.38%
2021$11,978 · 1.74%
2020$5,870 · 1.90%
2019$243 · 0.20%
Similar plansWholesale Trade · Texas
Gillis Capital, LP TX$4.2M · 0.27%
Mooreco Inc. TX$4.1M · 0.87%
Sellmark Corporation TX$3.6M · 0.96%
Treecon Resources, Inc. TX$3.6M · 0.08%
Usgb, LLC TX$3.6M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 204468179 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.