Plan Ledger DOL Form 5500 · updated monthly

Included Health, Inc.401(k)

INCLUDED HEALTH 401(K) PLAN · SAN FRANCISCO, CA · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Included Health, Inc. reported $226,801 in plan administrative expenses for 2024: 0.22% of average plan assets, above the peer median. Employer contributions averaged $4 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.32% to 0.22%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 913th-largest of 9,483 plans among California employers on file, and the 1,013th of 11,911 in health care & social assistance. In 2024, employees put in $1780.06 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$112,135,227
Participants with balances2,389
Active participants2,022
Employer contributions$8,999
Employee contributions$16,018,794
Employer contribution per active participant$4
Average account balance$46,938
Benefits paid to participants$14,998,331
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$112.1M · 2,389 accts · $9K emplr
2023$93.6M · 2,551 accts · $10 emplr
2022$67.9M · 2,362 accts · $3.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$138,559
Investment management$88,242
Total administrative$226,801
The Included Health, Inc. 401(k) match · 2024
Employer contribution per active participant$4
Median for plans this size$3,635
2024$4 per active participant
2023$0 per active participant
2022$1,779 per active participant

Included Health, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$138,824
MMA SECURITIES · Investment advisory (plan)$71,010
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$17,232

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$226,801 · 0.22%
2023$213,367 · 0.26%
2022$210,798 · 0.32%
Same employer
Similar plansHealth Care & Social Assistance · California
La Clinica de la Raza, Inc. CA$111.1M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 453580052 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.