Grand Central Baking Company401(k)
GRAND CENTRAL BAKING COMPANY RETIREMENT SAVINGS PLAN · PORTLAND, OR · plan year 2024
Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works
Grand Central Baking Company reported $64,020 in plan administrative expenses for 2024: 0.99% of average plan assets, higher than ~75% of peers. Employer contributions averaged $514 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 2 years on file its reported administrative ratio fell from 1.09% to 0.99%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in Oregon (665th of 1,021), and the 732nd of 2,240 in accommodation & food services. In 2024, employees put in $5.22 for every $1.00 the employer contributed; active participation has grown from 180 to 239 since 2022.
Grand Central Baking Company's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
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Source: U.S. Department of Labor, Form 5500 series, EIN 931101991 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.