Plan Ledger DOL Form 5500 · updated monthly

Graham Dealerships Companies, Inc.401(k)

GRAHAM DEALERSHIPS PENSION PLAN · MANSFIELD, OH · plan year 2024

Reported admin expense ratio · 2024
0.31%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Graham Dealerships Companies, Inc. reported $32,064 in plan administrative expenses for 2024: 0.31% of average plan assets, above the peer median. Employer contributions averaged $1,025 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.29% to 0.31%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Ohio (1,933rd of 3,295), and 2,828th of 4,246 in wholesale trade. In 2024, employees put in $3.78 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,684,357
Participants with balances173
Active participants169
Employer contributions$173,223
Employee contributions$654,372
Employer contribution per active participant$1,025
Average account balance$61,759
Benefits paid to participants$1,482,545
Plan auditUnmodified (clean) audit opinion
AuditorBHM CPA GROUP, INC
Plan history3
Yearassets · accounts · employer contribution
2024$10.7M · 173 accts · $173K emplr
2023$10.1M · 180 accts · $190K emplr
2022$9.0M · 178 accts · $207K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,915
Investment management$20,149
Total administrative$32,064
The Graham Dealerships Companies, Inc. 401(k) match · 2024
Employer contribution per active participant$1,025
Median for plans this size$2,416
2024$1,025 per active participant
2023$1,099 per active participant
2022$1,194 per active participant

Graham Dealerships Companies, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
JC AND COMPANY · Investment advisory (plan)$20,150
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$11,915
INVICTA CAPITAL LLC · Other servicesindirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$32,064 · 0.31%
2023$30,798 · 0.32%
2022$28,395 · 0.29%
Same employer
Similar plansWholesale Trade · Ohio
Calvary Industries, Inc. OH$11.0M · 0.16%
Basco Manufacturing Company OH$10.9M · 0.63%
Young Truck Sales, Inc OH$10.9M · 0.52%
Media Source, Inc. OH$10.5M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 311289557 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.