Plan Ledger DOL Form 5500 · updated monthly

Golden Pantry Food Stores, Inc.401(k)

GOLDEN PANTRY FOOD STORES, INC. RETIREMENT PLAN · WATKINSVILLE, GA · plan year 2024

Reported admin expense ratio · 2024
1.76%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Golden Pantry Food Stores, Inc. reported $40,089 in plan administrative expenses for 2024: 1.76% of average plan assets, higher than ~90% of peers. Employer contributions averaged $455 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.42% to 1.76%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Georgia (1,892nd of 2,160), and 4,534th of 5,215 in retail trade. In 2024, employees put in $3.15 for every $1.00 the employer contributed; active participation has grown from 147 to 197 since 2022.

Plan summary
Net assets, end of year$2,443,626
Participants with balances289
Active participants197
Employer contributions$89,588
Employee contributions$282,134
Employer contribution per active participant$455
Average account balance$8,455
Benefits paid to participants$287,907
Plan auditUnmodified (clean) audit opinion
AuditorMOORE COLSON & CO., P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$2.4M · 289 accts · $90K emplr
2023$2.1M · 328 accts · $72K emplr
2022$1.9M · 353 accts · $68K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$33,107
Investment management$6,982
Total administrative$40,089
The Golden Pantry Food Stores, Inc. 401(k) match · 2024
Employer contribution per active participant$455
Median for plans this size$1,313
2024$455 per active participant
2023$433 per active participant
2022$461 per active participant

Golden Pantry Food Stores, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$7,416
RAYMOND JAMES · Investment advisory (participants)$6,375

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$40,089 · 1.76%
2023$38,461 · 1.92%
2022$29,007 · 1.42%
Same employer
Similar plansRetail Trade · Georgia
Morrow Motors Sales Inc GA$2.6M · 0.93%
Material Handling, Inc. GA$2.5M · 0.03%
Carey Paul, Inc. GA$2.5M · 0.47%
Cronic, Inc. GA$2.5M · 0.30%
Crews Enterprises, Inc GA$2.4M · 0.18%
Curtis Corp GA$2.3M · 0.98%
Jacky W. Jones Ford, Inc. GA$2.1M · 0.99%

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Source: U.S. Department of Labor, Form 5500 series, EIN 580975895 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.