Plan Ledger DOL Form 5500 · updated monthly

Golden Bank National Association401(k)

GOLDEN BANK NATIONAL ASSOCIATION 401(K) RETIREMENT SAVINGS PLAN · HOUSTON, TX · plan year 2025

Reported admin expense ratio · 2025
0.29%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Golden Bank National Association reported $89,497 in plan administrative expenses for 2025: 0.29% of average plan assets, above the peer median. Employer contributions averaged $4,166 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.26% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,456th-largest of 5,688 plans among Texas employers on file, and the 2,295th of 4,798 in finance & insurance. In 2025, employees put in $2.57 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$32,483,003
Participants with balances207
Active participants149
Employer contributions$620,707
Employee contributions$1,595,095
Employer contribution per active participant$4,166
Average account balance$156,923
Benefits paid to participants$2,929,979
Plan auditUnmodified (clean) audit opinion
AuditorCROWE LLP
Plan history4
Yearassets · accounts · employer contribution
2025$32.5M · 207 accts · $621K emplr
2024$29.1M · 217 accts · $555K emplr
2023$24.0M · 215 accts · $571K emplr
2022$18.7M · 191 accts · $465K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$89,497
Total administrative$89,497
The Golden Bank National Association 401(k) match · 2025
Employer contribution per active participant$4,166
Median for plans this size$2,666
2025$4,166 per active participant
2024$3,703 per active participant
2023$3,833 per active participant
2022$3,207 per active participant

Golden Bank National Association's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$89,496
CROWE LLP · Accounting / audit$18,900
RESOURCES INVESTMENT ADVISORS · Investment advisory (plan)indirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$89,497 · 0.29%
2024$78,282 · 0.30%
2023$61,876 · 0.29%
2022$53,292 · 0.26%
Same employer
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Credit Union of Texas TX$32.6M · 0.42%
Network Funding, L.P. TX$32.6M · 0.32%
Community National Bank TX$32.0M · 0.46%
Benchmark Bank TX$31.8M · 0.26%
Datcu Credit Union TX$31.5M · 0.01%
Gunvor USA, LLC TX$31.4M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 760127757 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.