Plan Ledger DOL Form 5500 · updated monthly

Gold Star Foods401(k)

GOLD STAR FOODS 401(K) RETIREMENT SAVINGS PLAN · ONTARIO, CA · plan year 2024

Reported admin expense ratio · 2024
0.96%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Gold Star Foods reported $153,259 in plan administrative expenses for 2024: 0.96% of average plan assets, higher than ~90% of peers. Employer contributions averaged $675 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.75% to 0.96%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 3,965th-largest of 9,483 plans among California employers on file, and the 2,105th of 4,246 in wholesale trade. In 2024, employees put in $4.69 for every $1.00 the employer contributed; active participation has grown from 538 to 708 since 2022.

Plan summary
Net assets, end of year$17,618,331
Participants with balances807
Active participants708
Employer contributions$477,917
Employee contributions$2,242,022
Employer contribution per active participant$675
Average account balance$21,832
Benefits paid to participants$1,360,469
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$17.6M · 807 accts · $478K emplr
2023$14.4M · 700 accts · $410K emplr
2022$12.3M · 625 accts · $356K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$106,688
Investment management$46,571
Total administrative$153,259
The Gold Star Foods 401(k) match · 2024
Employer contribution per active participant$675
Median for plans this size$2,416
2024$675 per active participant
2023$681 per active participant
2022$661 per active participant

Gold Star Foods's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ADP, INC. · Loan processing · Recordkeeping$106,688
CREATIVE PLANNING HOLDCO, LLC · Recordkeeping · Trustee$29,971
FABER HASS HURLEY LLP · Recordkeeping · Pension consulting$16,600

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, CREATIVE PLANNING HOLDCO, LLC, FABER HASS HURLEY LLP
2023ADP, CREATIVE PLANNING HOLDCO, LLC, FABER HASS HURLEY LLP

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Administrative cost history3
2024$153,259 · 0.96%
2023$144,260 · 1.08%
2022$95,866 · 0.75%
Same employer
Similar plansWholesale Trade · California
Pacific Cheese Co., Inc. CA$17.9M · 0.38%
Breville USA, Inc. CA$17.8M · 0.53%
Dohan Inc. CA$17.8M · 0.04%
Feit Electric Company, Inc. CA$17.3M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 261340567 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.