Plan Ledger DOL Form 5500 · updated monthly

Gold Star Finance, Inc.401(k)

GOLD STAR FINANCE, INC. 401(K) RETIREMENT PLAN · DENISON, TX · plan year 2022

Reported admin expense ratio · 2022
0.15%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Gold Star Finance, Inc. reported $3,813 in plan administrative expenses for 2022: 0.15% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,387 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Texas (4,730th of 5,688), and 4,626th of 4,798 in finance & insurance. In 2022, employees put in $1.24 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,538,060
Participants with balances77
Active participants106
Employer contributions$146,989
Employee contributions$182,032
Employer contribution per active participant$1,387
Average account balance$32,962
Benefits paid to participants$86,520
Plan auditUnmodified (clean) audit opinion
AuditorKELLOGG AND KELLOGG, PC
The Gold Star Finance, Inc. 401(k) match · 2022
Employer contribution per active participant$1,387
Median for plans this size$1,114

Gold Star Finance, Inc.'s 2022 employer contribution ran above the $1,114 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$3,813 · 0.15%
Similar plansFinance & Insurance · Texas
Aspire Financial, Inc. TX$2.6M · 0.19%
J & K Pms, Inc TX$1.8M · 1.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 752128117 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.