Plan Ledger DOL Form 5500 · updated monthly

Gmh, Inc. dba West Coast Air Conditioning401(k)

WEST COAST 401(K) PLAN · OXNARD, CA · plan year 2024

Reported admin expense ratio · 2024
0.66%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Gmh, Inc. dba West Coast Air Conditioning reported $68,304 in plan administrative expenses for 2024: 0.66% of average plan assets, higher than ~90% of peers. Employer contributions averaged $941 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.56% to 0.66%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in California (5,206th of 9,483), and 2,954th of 5,337 in construction. In 2024, employees put in $4.29 for every $1.00 the employer contributed; active participation has grown from 98 to 109 since 2022.

Plan summary
Net assets, end of year$10,968,339
Participants with balances101
Active participants109
Employer contributions$102,555
Employee contributions$439,613
Employer contribution per active participant$941
Average account balance$108,597
Benefits paid to participants$235,045
Plan auditUnmodified (clean) audit opinion
AuditorHOLTHOUSE CARLIN AND VAN TRIGT LLP
Plan history3
Yearassets · accounts · employer contribution
2024$11.0M · 101 accts · $103K emplr
2023$9.7M · 100 accts · $58K emplr
2022$8.0M · 101 accts · $106K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$68,304
Total administrative$68,304
The Gmh, Inc. dba West Coast Air Conditioning 401(k) match · 2024
Employer contribution per active participant$941
Median for plans this size$2,416
2024$941 per active participant
2023$579 per active participant
2022$1,083 per active participant

Gmh, Inc. dba West Coast Air Conditioning's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
MORGAN STANLEY · Investment advisory (plan)$25,776
HOLTHOUSE CARLIN & VAN TRIGT LLP · Investment advisory (plan)$11,000
THE BENEFIT PRACTICE · Contract administrator$1,012

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$68,304 · 0.66%
2023$48,893 · 0.55%
2022$44,218 · 0.56%
Same employer
Similar plansConstruction · California
Synergy Companies CA$11.0M · 0.50%
Iron Mechanical, Inc. CA$11.0M · 0.69%
Urban Painting, Inc. CA$10.7M · 0.16%
Jpi Development Group, Inc. CA$10.6M · 0.17%
Mark III Construction, Inc. CA$10.6M · 0.58%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770384636 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.