Plan Ledger DOL Form 5500 · updated monthly

Globe Life Inc.401(k)

GLOBE LIFE INC. SAVINGS AND INVESTMENT PLAN · MCKINNEY, TX · plan year 2025

Reported admin expense ratio · 2025
0.06%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Globe Life Inc. reported $157,179 in plan administrative expenses for 2025: 0.06% of average plan assets, below the peer median. Employer contributions averaged $2,079 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.09% to 0.06%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other management of companies employers. By assets it is the 298th-largest of 5,688 plans among Texas employers on file, and the 119th of 786 in management of companies. In 2025, employees put in $2.68 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$293,202,436
Participants with balances2,735
Active participants2,761
Employer contributions$5,740,398
Employee contributions$15,369,633
Employer contribution per active participant$2,079
Average account balance$107,204
Benefits paid to participants$33,156,496
Plan auditUnmodified (clean) audit opinion
AuditorDELOITTE TOUCHE LLP
Plan history4
Yearassets · accounts · employer contribution
2025$293.2M · 2,735 accts · $5.7M emplr
2024$258.5M · 2,756 accts · $5.3M emplr
2023$251.9M · 2,693 accts · $5.0M emplr
2022$241.7M · 2,508 accts · $4.6M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$134,489
Investment management$22,690
Total administrative$157,179
The Globe Life Inc. 401(k) match · 2025
Employer contribution per active participant$2,079
Median for plans this size$4,295
2025$2,079 per active participant
2024$1,888 per active participant
2023$1,844 per active participant
2022$1,774 per active participant

Globe Life Inc.'s 2025 employer contribution ran below the $4,295 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$134,467
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$21,218

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$157,179 · 0.06%
2024$365,649 · 0.14%
2023$239,120 · 0.10%
2022$228,284 · 0.09%
Same employer
Similar plansManagement of Companies · Texas
Rackspace, US Inc. TX$404.8M · 0.06%
Team, Inc. TX$357.2M · 0.03%
Contran Corporation TX$293.3M · 0.02%
Warren Equipment Company TX$238.6M · 0.17%
Southwestern Energy Company TX$208.3M · 0.14%

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Source: U.S. Department of Labor, Form 5500 series, EIN 630780404 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.