Plan Ledger DOL Form 5500 · updated monthly

Gerald Jones Automotive Group401(k)

GERALD JONES AUTOMOTIVE GROUP 401(K) PLAN · MARTINEZ, GA · plan year 2025

Reported admin expense ratio · 2025
0.46%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Gerald Jones Automotive Group reported $50,410 in plan administrative expenses for 2025: 0.46% of average plan assets, higher than ~75% of peers. Employer contributions averaged $283 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.71% to 0.46%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Georgia (1,162nd of 2,160), and the 2,384th of 5,215 in retail trade. In 2025, employees put in $10.17 for every $1.00 the employer contributed; active participation has grown from 250 to 339 since 2022.

Plan summary
Net assets, end of year$11,331,033
Participants with balances157
Active participants339
Employer contributions$95,827
Employee contributions$974,635
Employer contribution per active participant$283
Average account balance$72,172
Benefits paid to participants$1,731,687
Plan auditUnmodified (clean) audit opinion
AuditorSKIBBIE CPA INC
Plan history4
Yearassets · accounts · employer contribution
2025$11.3M · 157 accts · $96K emplr
2024$10.7M · 180 accts · $82K emplr
2023$10.1M · 183 accts · $74K emplr
2022$8.1M · 188 accts · $70K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$33,474
Investment management$16,936
Total administrative$50,410
The Gerald Jones Automotive Group 401(k) match · 2025
Employer contribution per active participant$283
Median for plans this size$2,666
2025$283 per active participant
2024$239 per active participant
2023$251 per active participant
2022$278 per active participant

Gerald Jones Automotive Group's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20256
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$1,066
FIRETHORN WEALTH PARTNERS · Investment advisory (participants)$18,282
WEALTH PLAN INVESTMENT MANAGEMENT L · Investment advisory (plan)$5,350
ECONOMIC GROUP PENSION 22,690.73 SE · Contract administrator$2,320
ADVISED ASSETS GROUP, LLC · Investment management$356

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$50,410 · 0.46%
2024$99,441 · 0.96%
2023$68,842 · 0.76%
2022$58,663 · 0.71%
Similar plansRetail Trade · Georgia
Tipperary Sales, Inc. GA$12.9M · 0.66%
Belnick, Inc. GA$12.3M · 0.34%
The Jones Company GA$11.1M · 0.11%
Edible Arrangements, LLC GA$9.1M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 581181145 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.