Plan Ledger DOL Form 5500 · updated monthly

G and W Foods, Inc.401(k)

G AND W FOODS 401(K) PLAN · WILLOW SPRINGS, MO · plan year 2024

Reported admin expense ratio · 2024
0.92%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

G and W Foods, Inc. reported $15,873 in plan administrative expenses for 2024: 0.92% of average plan assets, higher than ~75% of peers. Employer contributions averaged $139 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.48% to 0.92%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Missouri (1,271st of 1,393), and 4,699th of 5,215 in retail trade. In 2024, employees put in $1.41 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,872,509
Participants with balances438
Active participants918
Employer contributions$127,756
Employee contributions$180,745
Employer contribution per active participant$139
Average account balance$4,275
Benefits paid to participants$169,946
Plan auditUnmodified (clean) audit opinion
AuditorTHE WHITLOCK COMPANY
Plan history2
Yearassets · accounts · employer contribution
2024$1.9M · 438 accts · $128K emplr
2022$1.0M · 68 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,873
Total administrative$15,873
The G and W Foods, Inc. 401(k) match · 2024
Employer contribution per active participant$139
Median for plans this size$1,313

G and W Foods, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
LINCOLN NATIONAL CORPORATION · Contract administrator$15,873

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$15,873 · 0.92%
2022$16,367 · 1.48%
All plans at this employer2
G & W FOODS EMPLOYEES PROFIT SHARING AND STOCK OWNERSHIP PLANESOP
G AND W FOODS 401(K) PLAN401(k)
Same employer
Similar plansRetail Trade · Missouri
Concourse Holdings LLC MO$2.7M · 1.10%
G5 Enterprises, Inc MO$1.8M · 0.44%
W-K Chevrolet, Inc. MO$1.4M · 0.20%
Elg Palladium Group, LLC MO$1.3M · 1.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431237838 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.