Plan Ledger DOL Form 5500 · updated monthly

G & F Industries401(k)

G & F INDUSTRIES INC. PROFIT SHARING RETIREMENT PLAN · FISKDALE, MA · plan year 2024

Reported admin expense ratio · 2024
0.33%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

G & F Industries reported $25,212 in plan administrative expenses for 2024: 0.33% of average plan assets, below the peer median. Employer contributions averaged $1,157 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.20% to 0.33%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Massachusetts (2,014th of 2,726), and 9,460th of 13,661 in manufacturing. In 2024, employees put in $4.38 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,472,502
Participants with balances125
Active participants111
Employer contributions$128,380
Employee contributions$562,450
Employer contribution per active participant$1,157
Average account balance$67,780
Benefits paid to participants$302,260
Plan auditUnmodified (clean) audit opinion
AuditorSTOLBERG EBBELING & BLANCHETTE
Plan history3
Yearassets · accounts · employer contribution
2024$8.5M · 125 accts · $128K emplr
2023$6.9M · 125 accts · $126K emplr
2022$6.0M · 100 accts · $101K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$19,187
Investment management$6,025
Total administrative$25,212
The G & F Industries 401(k) match · 2024
Employer contribution per active participant$1,157
Median for plans this size$1,313
2024$1,157 per active participant
2023$1,006 per active participant
2022$880 per active participant

G & F Industries's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ADP, INC. · Recordkeeping$14,628
MERRILL LYNCH PIERCE FENNER & SMITH · Recordkeeping · Pension consulting$10,583
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, Bank of America / Merrill
2023ADP

This plan has changed recordkeepers within these filings. If you left G & F Industries before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$25,212 · 0.33%
2023$12,469 · 0.19%
2022$12,875 · 0.20%
Same employer
Similar plansManufacturing · Massachusetts
Polymer Corporation MA$8.7M · 0.32%
Double E Company, LLC MA$8.6M · 0.21%
Ranor, Inc. MA$8.6M · 0.26%
Sampco Inc. MA$8.4M · 0.69%
D2G Group, LLC MA$8.4M · 0.46%
Ahead, LLC MA$8.3M · 0.76%

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Source: U.S. Department of Labor, Form 5500 series, EIN 046919814 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.