Plan Ledger DOL Form 5500 · updated monthly

G&D Operating Holdings, LLC401(k)

G&D OPERATING HOLDINGS, LLC RETIREMENT SAVINGS PLAN · MORTON, IL · plan year 2024

Reported admin expense ratio · 2024
0.58%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

G&D Operating Holdings, LLC reported $131,293 in plan administrative expenses for 2024: 0.58% of average plan assets, higher than ~75% of peers. Employer contributions averaged $889 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.66% to 0.58%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 1,546th-largest of 3,702 plans among Illinois employers on file, and the 659th of 2,677 in transportation & warehousing. In 2024, employees put in $2.43 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$23,563,362
Participants with balances316
Active participants598
Employer contributions$531,375
Employee contributions$1,293,619
Employer contribution per active participant$889
Average account balance$74,568
Benefits paid to participants$2,655,877
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$23.6M · 316 accts · $531K emplr
2023$21.5M · 315 accts · $532K emplr
2022$18.6M · 330 accts · $536K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$47,552
Investment management$83,741
Total administrative$131,293
The G&D Operating Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$889
Median for plans this size$2,416
2024$889 per active participant
2023$897 per active participant
2022$849 per active participant

G&D Operating Holdings, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
CAPFINANCIAL PARTNERS LLC · Investment advisory (plan)$64,969
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$47,552
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$18,773

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$131,293 · 0.58%
2023$130,048 · 0.65%
2022$141,945 · 0.66%
Same employer
Similar plansTransportation & Warehousing · Illinois
Seko Worldwide, LLC IL$26.8M · 0.28%
Hoffman Transportation IL$24.2M · 0.04%
Nelson-Westerberg, Inc. IL$24.1M · 0.27%
Mr. Bult's, Inc. IL$23.1M · 0.36%
Aar Aircraft Services, Inc. IL$22.7M · 0.14%
Shipbob, Inc. IL$21.8M · 0.99%

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Source: U.S. Department of Labor, Form 5500 series, EIN 465101108 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.