Plan Ledger DOL Form 5500 · updated monthly

Full Stack Finance, LLC401(k)

FULL STACK FINANCE 401(K) PLAN · SANTA MONICA, CA · plan year 2023

Reported admin expense ratio · 2023
0.13%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Full Stack Finance, LLC reported $5,802 in plan administrative expenses for 2023: 0.13% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,809 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.124%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in California (7,142nd of 9,483), and 9,949th of 11,654 in professional & technical services. In 2023, employees put in $1.80 for every $1.00 the employer contributed; active participation has shrunk from 83 to 41 since 2022.

Plan summary
Net assets, end of year$4,604,153
Participants with balances104
Active participants41
Employer contributions$320,178
Employee contributions$575,698
Employer contribution per active participant$7,809
Average account balance$44,271
Benefits paid to participants$1,134,948
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.1M · 57 accts · $142K emplr
2023$4.6M · 104 accts · $320K emplr
2022$4.0M · 140 accts · $450K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$2,380
Investment management$3,422
Total administrative$5,802
The Full Stack Finance, LLC 401(k) match · 2023
Employer contribution per active participant$7,809
Median for plans this size$1,308
2024$1,597 per active participant
2023$7,809 per active participant
2022$5,416 per active participant

Full Stack Finance, LLC's 2023 employer contribution ran above the $1,308 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
GUIDELINE, INC. · Plan administrator · Recordkeeping$5,802

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023Guideline

This plan has changed recordkeepers within these filings. If you left Full Stack Finance, LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$4,808 · 0.12%
2023$5,802 · 0.13%
2022$5,280 · 0.12%
Similar plansProfessional & Technical Services · California
Vinfast Auto LLC CA$4.6M · 1.19%
Wilshire Law Firm, PLC CA$4.5M · 2.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 473187796 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.