Plan Ledger DOL Form 5500 · updated monthly

Full Spectrum Group, LLC.401(k)

FULL SPECTRUM GROUP, LLC 401(K) PLAN · LAGUAN HILLS, CA · plan year 2022

Reported admin expense ratio · 2022
0.72%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Full Spectrum Group, LLC. reported $52,991 in plan administrative expenses for 2022: 0.72% of average plan assets, above the peer median. Employer contributions averaged $1,719 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in California (6,817th of 9,483), and 3,864th of 5,337 in construction. In 2022, employees put in $3.15 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,582,504
Participants with balances111
Active participants93
Employer contributions$159,874
Employee contributions$503,195
Employer contribution per active participant$1,719
Average account balance$50,293
Benefits paid to participants$2,510,497
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$0
2022$5.6M · 111 accts · $160K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$20,925
Investment management$26,957
Total administrative$52,991
The Full Spectrum Group, LLC. 401(k) match · 2022
Employer contribution per active participant$1,719
Median for plans this size$1,114

Full Spectrum Group, LLC.'s 2022 employer contribution ran above the $1,114 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$52,991 · 0.72%
Similar plansConstruction · California
Glazier Steel CA$5.6M · 0.94%
Rowan, Incorporated CA$5.5M · 1.47%
Allied Framers, LLC CA$5.5M · 0.05%
Irish Construction CA$5.5M · 1.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 680282707 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.