Plan Ledger DOL Form 5500 · updated monthly

Frost Management Co., Inc.401(k)

FROST MANAGEMENT COMPANY 401(K) PROFIT SHARING PLAN · LUTZ, FL · plan year 2022

Reported admin expense ratio · 2022
1.84%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Frost Management Co., Inc. reported $38,183 in plan administrative expenses for 2022: 1.84% of average plan assets, higher than ~90% of peers. Employer contributions averaged $277 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in Florida (3,113th of 3,644), and 1,451st of 2,240 in accommodation & food services. In 2022, employees put in $2.80 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,980,730
Participants with balances279
Active participants265
Employer contributions$73,383
Employee contributions$205,149
Employer contribution per active participant$277
Average account balance$7,099
Benefits paid to participants$81,545
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$0 · $25K emplr
2022$2.0M · 279 accts · $73K emplr
Administrative expenses, itemized · 2022
Investment management$38,183
Total administrative$38,183
The Frost Management Co., Inc. 401(k) match · 2022
Employer contribution per active participant$277
Median for plans this size$1,114

Frost Management Co., Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$38,183 · 1.84%
Similar plansAccommodation & Food Services · Florida
Tellus Products, LLC FL$2.4M · 2.57%
Jr Management, Inc. FL$2.2M · 2.73%
Trattoria Romana, Inc. FL$2.2M · 0.69%
Cbp Manager, LLC FL$1.9M · 2.31%
Nisbet Enterprises, Inc. FL$1.8M · 1.19%
Tellus Products, LLC FL$1.6M · 2.92%

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Source: U.S. Department of Labor, Form 5500 series, EIN 650534297 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.