Plan Ledger DOL Form 5500 · updated monthly

Fresno Plumbing & Heating, Inc.401(k)

FRESNO PLUMBING & HEATING, INC. 401(K) PROFIT SHARING PLAN · FRESNO, CA · plan year 2023

Reported admin expense ratio · 2023
0.00%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Fresno Plumbing & Heating, Inc. reported $500 in plan administrative expenses for 2023: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,090 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.03% to 0.00%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other construction employers. By assets it is the 3,623rd-largest of 9,483 plans among California employers on file, and the 2,010th of 5,337 in construction. In 2023, the employer put in $1.73 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$20,087,037
Participants with balances328
Active participants359
Employer contributions$750,328
Employee contributions$434,409
Employer contribution per active participant$2,090
Average account balance$61,241
Benefits paid to participants$2,278,709
Plan auditUnmodified (clean) audit opinion
AuditorBAKER, CHI & PARKEY
Plan history2
Yearassets · accounts · employer contribution
2023$20.1M · 328 accts · $750K emplr
2022$16.7M · 299 accts · $1.5M emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$500
Total administrative$500
The Fresno Plumbing & Heating, Inc. 401(k) match · 2023
Employer contribution per active participant$2,090
Median for plans this size$2,440
2023$2,090 per active participant
2022$5,355 per active participant

Fresno Plumbing & Heating, Inc.'s 2023 employer contribution ran below the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$500
WELLS FARGO CLEARING SERVICES LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$500 · 0.00%
2022$4,625 · 0.03%
All plans at this employer2
FRESNO PLUMBING & HEATING, INC. 401(K) PROFIT SHARING PLAN401(k)
FRESNO PLUMBING & HEATING, INC. EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 942774677 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.