Plan Ledger DOL Form 5500 · updated monthly

Fred Finch Youth Center401(k)

FRED FINCH YOUTH CENTER 401(K) · OAKLAND, CA · plan year 2023

Reported admin expense ratio · 2023
0.80%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Fred Finch Youth Center reported $195,036 in plan administrative expenses for 2023: 0.80% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,805 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.801%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 2,997th-largest of 9,483 plans among California employers on file, and the 3,075th of 11,911 in health care & social assistance. In 2023, employees put in $1.29 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$26,070,104
Participants with balances674
Active participants407
Employer contributions$1,141,491
Employee contributions$1,477,324
Employer contribution per active participant$2,805
Average account balance$38,680
Benefits paid to participants$2,336,292
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$26.1M · 674 accts · $1.1M emplr
2022$22.6M · 602 accts · $1.1M emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$127,501
Investment management$47,733
Total administrative$195,036
The Fred Finch Youth Center 401(k) match · 2023
Employer contribution per active participant$2,805
Median for plans this size$2,440
2023$2,805 per active participant
2022$2,702 per active participant

Fred Finch Youth Center's 2023 employer contribution ran above the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20235
LINCOLN FINANCIAL ADVISORS CORP · Investment advisory (plan)$39,724
ACISURE OF CALIFORNIA LLC SUHR RISK$14,020
EMPOWER ADVISORY GROUP, LLC · Investment management$8,009
ENVESTNET RETIREMENT SOLUTIONS, LLC$4,547

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$195,036 · 0.80%
2022$166,913 · 0.80%
Same employer
Similar plansHealth Care & Social Assistance · California
Catalight Foundation CA$26.2M · 0.54%
Ascend Clinical, LLC CA$25.9M · 0.10%
Vep Healthcare, Inc. CA$25.8M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 940474080 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.