Plan Ledger DOL Form 5500 · updated monthly

Four Winds Health, LLC401(k)

FOUR WINDS HEALTH RETIREMENT PLAN · ATLANTA, GA · plan year 2024

Reported admin expense ratio · 2024
1.00%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Four Winds Health, LLC reported $366,652 in plan administrative expenses for 2024: 1.00% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,715 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.77% to 1.00%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 533rd-largest of 2,160 plans among Georgia employers on file, and the 2,125th of 11,911 in health care & social assistance. In 2024, employees put in $1.90 for every $1.00 the employer contributed; active participation has grown from 1,621 to 2,416 since 2021.

Plan summary
Net assets, end of year$42,578,734
Participants with balances2,546
Active participants2,416
Employer contributions$4,142,750
Employee contributions$7,888,335
Employer contribution per active participant$1,715
Average account balance$16,724
Benefits paid to participants$5,799,571
Plan auditUnmodified (clean) audit opinion
AuditorFRAIZER & DEETER, LLC
Plan history4
Yearassets · accounts · employer contribution
2024$42.6M · 2,546 accts · $4.1M emplr
2023$30.5M · 2,971 accts · $3.8M emplr
2022$17.9M · 2,349 accts · $3.0M emplr
2021$11.6M · 1,626 accts · $2.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$331,691
Investment management$34,961
Total administrative$366,652
The Four Winds Health, LLC 401(k) match · 2024
Employer contribution per active participant$1,715
Median for plans this size$2,416
2024$1,715 per active participant
2023$1,186 per active participant
2022$1,374 per active participant
2021$1,298 per active participant

Four Winds Health, LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$331,691
USI ADVISORS, INC. · Investment advisory (plan)$34,909
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2024$366,652 · 1.00%
2023$223,579 · 0.92%
2022$100,555 · 0.68%
2021$61,232 · 0.77%
Same employer
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D4C Dental Brands, Inc. GA$45.5M · 0.42%
Thomas Eye Group P.C. GA$43.7M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 451273930 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.