Plan Ledger DOL Form 5500 · updated monthly

Four Seasons Heating, Inc.401(k)

FOUR SEASONS HEATING, INC. 401(K) PLAN · WHEAT RIDGE, CO · plan year 2024

Reported admin expense ratio · 2024
0.35%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Four Seasons Heating, Inc. reported $29,958 in plan administrative expenses for 2024: 0.35% of average plan assets, below the peer median. Employer contributions averaged $2,106 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.43% to 0.35%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Colorado (823rd of 1,461), and 3,196th of 5,337 in construction. In 2024, employees put in $1.99 for every $1.00 the employer contributed; active participation has shrunk from 121 to 79 since 2022.

Plan summary
Net assets, end of year$9,322,894
Participants with balances96
Active participants79
Employer contributions$166,378
Employee contributions$331,148
Employer contribution per active participant$2,106
Average account balance$97,113
Benefits paid to participants$117,827
Plan auditUnmodified (clean) audit opinion
AuditorLARA MEDINA
Plan history3
Yearassets · accounts · employer contribution
2024$9.3M · 96 accts · $166K emplr
2023$7.6M · 102 accts · $163K emplr
2022$5.9M · 101 accts · $173K emplr
Administrative expenses, itemized · 2024
Investment management$29,958
Total administrative$29,958
The Four Seasons Heating, Inc. 401(k) match · 2024
Employer contribution per active participant$2,106
Median for plans this size$1,313
2024$2,106 per active participant
2023$2,092 per active participant
2022$1,432 per active participant

Four Seasons Heating, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
OSAIC WEALTH INC · Investment advisory (plan)$27,667
CAPITAL GROUP RETIRMENT PLAN SERVCI$950

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$29,958 · 0.35%
2023$21,672 · 0.32%
2022$29,377 · 0.43%
Similar plansConstruction · Colorado
Concrete Express, Inc. CO$9.4M · 0.60%
Tanco Engineering, Inc. CO$9.4M · 0.58%
Lightning Ventures, Inc. CO$8.8M · 0.59%
Iron Woman Partners LLC CO$8.4M · 0.26%
J. R. Butler Inc. CO$8.1M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841044979 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.