Plan Ledger DOL Form 5500 · updated monthly

Four M Commercial Operations LLC401(k)

FOUR M 401(K) PLAN · WHITE PLAINS, NY · plan year 2024

Reported admin expense ratio · 2024
0.41%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Four M Commercial Operations LLC reported $57,621 in plan administrative expenses for 2024: 0.41% of average plan assets, above the peer median. Employer contributions averaged $915 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.41%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in New York (2,992nd of 5,648), and 7,172nd of 13,661 in manufacturing. In 2024, employees put in $1.99 for every $1.00 the employer contributed; active participation has grown from 340 to 494 since 2022.

Plan summary
Net assets, end of year$14,725,755
Participants with balances180
Active participants494
Employer contributions$452,175
Employee contributions$900,786
Employer contribution per active participant$915
Average account balance$81,810
Benefits paid to participants$2,563,973
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.7M · 180 accts · $452K emplr
2023$13.1M · 180 accts · $402K emplr
2022$10.5M · 127 accts · $317K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$22,344
Investment management$35,277
Total administrative$57,621
The Four M Commercial Operations LLC 401(k) match · 2024
Employer contribution per active participant$915
Median for plans this size$2,416
2024$915 per active participant
2023$1,021 per active participant
2022$933 per active participant

Four M Commercial Operations LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
WORLD INVESTMENT ADVISORS LLC · Investment advisory (plan)$27,654
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$22,344
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$7,623

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$57,621 · 0.41%
2023$10,806 · 0.09%
2022$4,181 · 0.04%
Same employer
Similar plansManufacturing · New York
Garan, Inc. NY$15.0M · 0.45%
Voss Manufacturing, Inc. NY$14.9M · 0.05%
The Levy Group, Inc. NY$14.8M · 0.02%
The Soundcoat Company, Inc. NY$14.8M · 0.02%
Pool Cover Corporation NY$14.6M · 0.01%
Taylor Metalworks, Inc. NY$14.6M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 845002024 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.