Plan Ledger DOL Form 5500 · updated monthly

Food & Water Watch403(b)

FOOD & WATER WATCH 403(B) RETIREMENT PLAN · WASHINGTON, DC · plan year 2025

Reported admin expense ratio · 2025
0.08%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Food & Water Watch reported $12,361 in plan administrative expenses for 2025: 0.08% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,519 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.09% to 0.08%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in District of Columbia (365th of 618), and the 1,180th of 3,341 in other services. In 2025, the employer put in $1.37 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$17,054,595
Participants with balances165
Active participants102
Employer contributions$766,909
Employee contributions$561,427
Employer contribution per active participant$7,519
Average account balance$103,361
Benefits paid to participants$839,053
Plan auditUnmodified (clean) audit opinion
AuditorGELMAN, ROSENBERG & FREEDMAN, PC
Plan history4
Yearassets · accounts · employer contribution
2025$17.1M · 165 accts · $767K emplr
2024$14.2M · 171 accts · $642K emplr
2023$12.3M · 155 accts · $615K emplr
2022$9.8M · 164 accts · $589K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$12,361
Total administrative$12,361
Employer contributions to the Food & Water Watch plan · 2025
Employer contribution per active participant$7,519
Median for plans this size$2,666
2025$7,519 per active participant
2024$6,832 per active participant
2023$6,406 per active participant
2022$6,197 per active participant

Food & Water Watch's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
THE VANGUARD GROUP · Recordkeeping$12,361

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2025Vanguard
2024Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$12,361 · 0.08%
2024$9,585 · 0.07%
2023$9,720 · 0.09%
2022$10,073 · 0.09%
Similar plansOther Services · District of Columbia
Bread for the World, Inc. DC$17.3M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 320160439 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.