Plan Ledger DOL Form 5500 · updated monthly

Folium, Inc.401(k)

FOLIUM, INC. 401(K) PROFIT SHARING PLAN · CHAMBERSBURG, PA · plan year 2024

Reported admin expense ratio · 2024
0.79%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Folium, Inc. reported $91,949 in plan administrative expenses for 2024: 0.79% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,040 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.70% to 0.79%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in Pennsylvania (2,025th of 3,651), and 1,918th of 3,091 in educational services. In 2024, the employer put in $1.13 for every $1.00 employees contributed themselves; active participation has grown from 343 to 396 since 2022.

Plan summary
Net assets, end of year$12,907,629
Participants with balances409
Active participants396
Employer contributions$807,925
Employee contributions$714,684
Employer contribution per active participant$2,040
Average account balance$31,559
Benefits paid to participants$561,568
Plan auditUnmodified (clean) audit opinion
AuditorBOYER & RITTER
Plan history3
Yearassets · accounts · employer contribution
2024$12.9M · 409 accts · $808K emplr
2023$10.4M · 368 accts · $710K emplr
2022$8.4M · 326 accts · $639K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$74,335
Total administrative$91,949
The Folium, Inc. 401(k) match · 2024
Employer contribution per active participant$2,040
Median for plans this size$2,416
2024$2,040 per active participant
2023$1,888 per active participant
2022$1,862 per active participant

Folium, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
SMITH ELLIOTT KEARNS & COMPANY, LLC · Contract administrator$33,567
EMPOWER ADVISORY GROUP,LLC · Investment management$10,826
CAMBRIDGE INVESTMENT RESEARCH INC.indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$91,949 · 0.79%
2023$61,998 · 0.66%
2022$55,162 · 0.70%
Same employer
Similar plansEducational Services · Pennsylvania
Friendship Academy PA$13.3M · 0.01%
Wesley Spectrum Services PA$12.7M · 0.00%
The Barnes Foundation PA$12.4M · 0.32%
The Pathway School PA$12.4M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232205138 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.