Plan Ledger DOL Form 5500 · updated monthly

Fluent, LLC401(k)

FLUENT, LLC 401(K) PROFIT SHARING PLAN AND TRUST 003 · NEW YORK, NY · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Fluent, LLC reported $46,456 in plan administrative expenses for 2024: 0.25% of average plan assets, below the peer median. Employer contributions averaged $4,715 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.22% to 0.25%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 2,575th-largest of 5,648 plans among New York employers on file, and the 5,671st of 11,654 in professional & technical services. In 2024, employees put in $2.30 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$19,398,179
Participants with balances224
Active participants191
Employer contributions$900,554
Employee contributions$2,070,603
Employer contribution per active participant$4,715
Average account balance$86,599
Benefits paid to participants$3,998,867
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$19.4M · 224 accts · $901K emplr
2023$17.7M · 253 accts · $1.0M emplr
2022$13.3M · 246 accts · $931K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,340
Investment management$41,116
Total administrative$46,456
The Fluent, LLC 401(k) match · 2024
Employer contribution per active participant$4,715
Median for plans this size$2,416
2024$4,715 per active participant
2023$5,099 per active participant
2022$4,728 per active participant

Fluent, LLC's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
AXXCESS WEALTH MANAGEMENT, LLC · Recordkeeping · Trustee$31,429
FORTITUDE ADVISORY GROUP LLC · Recordkeeping · Trustee$9,686
ADP, INC. · Loan processing · Recordkeeping$5,340

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, AXXCESS WEALTH MANAGEMENT, LLC, FORTITUDE ADVISORY GROUP LLC
2023ADP, FORTITUDE ADVISORY GROUP LLC

This plan has changed recordkeepers within these filings. If you left Fluent, LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$46,456 · 0.25%
2023$36,782 · 0.24%
2022$29,902 · 0.22%
Same employer
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Crossmedia, Inc. NY$19.7M · 0.35%
Sharp Decisions, Inc. NY$19.6M · 0.59%
Rokt US Corp NY$19.6M · 0.11%
Passero Associates, Dpc NY$19.4M · 0.23%
Itx Corp. NY$19.4M · 0.25%
Heap, Inc. NY$19.4M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 352548053 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.