Plan Ledger DOL Form 5500 · updated monthly

Florida West Coast Symphony, Inc. D/B/A Sarasota Orchestra401(k)

403(B) THRIFT PLAN FOR EMPLOYEES OF FLORIDA WEST COAST SYMPHONY, INC. D/B/A SARASOTA ORCHESTRA · SARASOTA, FL · plan year 2025

Reported admin expense ratio · 2025
0.01%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Florida West Coast Symphony, Inc. D/B/A Sarasota Orchestra reported $1,561 in plan administrative expenses for 2025: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,312 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.009% to 0.014%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other other services employers. By assets it is the 1,568th-largest of 3,644 plans among Florida employers on file, and the 1,469th of 3,341 in other services. In 2025, employees put in $1.24 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,203,294
Participants with balances220
Active participants179
Employer contributions$413,806
Employee contributions$512,949
Employer contribution per active participant$2,312
Average account balance$55,470
Benefits paid to participants$523,920
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$12.2M · 220 accts · $414K emplr
2024$10.3M · 211 accts · $376K emplr
2023$8.3M · 202 accts · $309K emplr
2022$6.8M · 191 accts · $249K emplr
The Florida West Coast Symphony, Inc. D/B/A Sarasota Orchestra 401(k) match · 2025
Employer contribution per active participant$2,312
Median for plans this size$2,666
2025$2,312 per active participant
2024$1,966 per active participant
2023$1,539 per active participant
2022$1,511 per active participant

Florida West Coast Symphony, Inc. D/B/A Sarasota Orchestra's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$1,504

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Mutual of America
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$1,561 · 0.01%
2024$1,169 · 0.01%
2023$728 · 0.01%
2022$659 · 0.01%
Similar plansOther Services · Florida
Bath & Tennis Club, Inc. FL$12.9M · 0.07%
Mastercorp, Inc. FL$12.5M · 0.24%
Endeavor Schools, LLC FL$11.5M · 0.28%
Daytona Heart Group FL$11.2M · 0.61%

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Source: U.S. Department of Labor, Form 5500 series, EIN 592603081 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.