Plan Ledger DOL Form 5500 · updated monthly

Flood, Bumstead, McCready, & McCarthy, Inc.401(k)

FLOOD, BUMSTEAD, MCCREADY, & MCCARTHY, INC. 401(K) PROFIT SHARING PLAN AND TRUST · NASHVILLE, TN · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Flood, Bumstead, McCready, & McCarthy, Inc. reported $41,587 in plan administrative expenses for 2024: 0.29% of average plan assets, below the peer median. Employer contributions averaged $3,560 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other arts, entertainment & recreation employers. By assets it is the 651st-largest of 1,496 plans among Tennessee employers on file, and the 495th of 1,311 in arts, entertainment & recreation. In 2024, employees put in $1.81 for every $1.00 the employer contributed; active participation has grown from 152 to 183 since 2022.

Plan summary
Net assets, end of year$15,735,880
Participants with balances183
Active participants183
Employer contributions$651,532
Employee contributions$1,180,025
Employer contribution per active participant$3,560
Average account balance$85,988
Benefits paid to participants$1,217,493
Plan auditUnmodified (clean) audit opinion
AuditorLBMC PC
Plan history3
Yearassets · accounts · employer contribution
2024$15.7M · 183 accts · $652K emplr
2023$13.3M · 163 accts · $563K emplr
2022$10.3M · 154 accts · $424K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,613
Investment management$39,974
Total administrative$41,587
The Flood, Bumstead, McCready, & McCarthy, Inc. 401(k) match · 2024
Employer contribution per active participant$3,560
Median for plans this size$2,416
2024$3,560 per active participant
2023$3,994 per active participant
2022$2,789 per active participant

Flood, Bumstead, McCready, & McCarthy, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FORUSALL ADVISORS LLC · Investment advisory (plan)$39,974
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$1,613

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$41,587 · 0.29%
2023$34,364 · 0.29%
2022$32,982 · 0.30%
Same employer
Similar plansArts, Entertainment & Recreation · Tennessee
Ksa Industries, Inc. TN$39.9M · 0.15%
Tennessee Aquarium TN$33.3M · 0.17%
Memphis Basketball LLC TN$17.4M · 0.51%

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Source: U.S. Department of Labor, Form 5500 series, EIN 621524828 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.