Plan Ledger DOL Form 5500 · updated monthly

Fletcher Tilton PC401(k)

FLETCHER TILTON PC PROFIT SHARING PLAN AND TRUST · WORCESTER, MA · plan year 2025

Reported admin expense ratio · 2025
0.09%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Fletcher Tilton PC reported $35,860 in plan administrative expenses for 2025: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $6,864 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.09%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 779th-largest of 2,726 plans among Massachusetts employers on file, and the 3,126th of 11,654 in professional & technical services. In 2025, employees put in $1.38 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$42,988,847
Participants with balances140
Active participants96
Employer contributions$658,928
Employee contributions$908,441
Employer contribution per active participant$6,864
Average account balance$307,063
Benefits paid to participants$4,046,192
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$43.0M · 140 accts · $659K emplr
2024$38.6M · 117 accts · $637K emplr
2023$34.9M · 113 accts · $719K emplr
2022$29.6M · 124 accts · $597K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$2,319
Audit (IQPA)$33,541
Total administrative$35,860
The Fletcher Tilton PC 401(k) match · 2025
Employer contribution per active participant$6,864
Median for plans this size$2,666
2025$6,864 per active participant
2024$6,920 per active participant
2023$6,359 per active participant
2022$6,556 per active participant

Fletcher Tilton PC's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
BDO · Accounting / audit$33,541
MORGAN STANLEY SMITH BARNEYindirect comp
FIDELITY INV INST OPERATIONS · Loan processingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$35,860 · 0.09%
2024$21,285 · 0.06%
2023$19,642 · 0.06%
2022Not separately reported
Same employer
Similar plansProfessional & Technical Services · Massachusetts
Alpha Analytical, Inc. MA$43.8M · 0.15%
Relay Therapeutics, Inc. MA$43.7M · 0.17%
Cerevel Therapeutics LLC MA$43.6M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042628601 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.